Statement of loans having a home loan application

To determine simply how much you owe, see ‘Mijn schulden’ in Mijn DUO. You can find announcements concerning your obligations under ‘Mijn berichten’. These could feel released aside. If you prefer a statement out of obligations getting a mortgage software otherwise taxation go back, oftentimes all the info in Mijn DUO is sufficient.

In the Netherlands, your own scholar personal debt or lifelong studying borrowing from the bank is taken into consideration whenever calculating simply how much you might use to possess a home loan. Really mortgage brokers for this reason need proof this – particularly, the degree of their unique financial obligation. DUO enjoys assented with loan providers that you can promote you to facts from the distribution the fresh alerts given at the start of the cost stage, saying just how much you should pay back monthly. There are that it notice in the Mijn DUO, below ‘Mijn berichten’.

And therefore notification you really need to fill in varies according to in case the fees phase first started. If it was in advance of 2017, you then received this new alerts for the January of the year in and click to find out more this your payment stage come. Whether or not it are during or immediately after 2017, your acquired it two months prior to the start of the your own fees phase. Which is always during the October otherwise November. Are you presently repaying a great lifelong discovering credit? Your acquired this new alerts into the January, following end of the lifelong training borrowing.

When you are incapable of discover notice within the Mijn DUO, you can request a duplicate using the on the web contact form. You’ll receive it by blog post inside two weeks.

Even more payments

Maybe you have made voluntary additional repayments? Either, home loan organization keep this in mind when calculating simply how much your is also borrow. For example, whilst features shorter the left monthly instalments or because you enjoys removed the debt completely. Because the facts, you are able to the verification your acquired even as we processed your own voluntary commission. And/or alerts stating your own quicker month-to-month instalment. For many who paid back by the greatest, you should receive so it in this step 3 business days. If you don’t, it takes to 2 weeks.

If you like a outlined report away from obligations, we are able to elizabeth-post it for your requirements into the consult. But this really is just possible when you yourself have inserted a legitimate e-send target for the Mijn DUO. To guard your own privacy, we can’t e-send notifications, texts or any other data files. As well as, your consult must come from brand new age-mail target registered from inside the Mijn DUO.

To help you consult the full declaration regarding debt, have fun with our very own on the web contact page. Dependant on your position, you’ll get the following guidance:

• the completely new obligations harmony in the beginning of the cost stage.
• your current loans equilibrium, together with desire accrued.
• your current interest rate and its own age of validity.
• the newest quantities of any extra costs made in addition to their worth dates.
• their old and you may the new month-to-month instalments, as well as their doing schedules.
• the remainder title of your financial obligation.
• confirmation from complete fees.

Yearly statement to own Dutch income tax bodies

Quite often, you do not need in order to claim your own a fantastic college student loans whenever filing a taxation return on the Netherlands. Therefore, we really do not send you a yearly report due to the fact fundamental. Should you wish to know your obligations equilibrium, there are they into the Mijn DUO around ‘Mijn schulden’. And significantly less than ‘Schuldhistorie’ there clearly was the newest quantity you owed towards the 31 December out of prior decades.

Would you inhabit this new Dutch Caribbean? And then have you paid back their student loans? Then you will discover an annual declaration.

• the total amount the is over € 3,2 hundred when you’re unmarried or higher than € six,eight hundred for those who have somebody, and
• their property inside the Field 3 (deals and opportunities) surpass the new exclusion tolerance. Into the 2021 which is € 50,one hundred thousand having unmarried individuals otherwise € a hundred,000 to own couples, for the source date getting .

You don’t have to condition your own student financing as income when you file a taxation return. We are able to, although not, deliver a trains and buses declaration if you’d like they to own your declaration.

If you are struggling to sign in Mijn DUO, have fun with our very own on the web contact form instead to inquire of to suit your annual statement.