step 3. Economic Market Part Away from Central Bank Or other SUPERVISORY Authorities

Off analysis collection, Costa Rica might have been gathering sex-disaggregated borrowing analysis for quite some time, facilitated from the federal ID system

The fresh Ministry of Benefit, Industry and you may Business (MEIC) has actually then followed specific regulations to advertise entrepreneurship on help to feminine and you may youthfulness because the crosscutting templates. Nonetheless, zero certain method or policy has been developed to advertise feminine-owned/provided MSME capital.

Inside 2017, with regards to the International Findex, the brand new the means to access borrowing gender gap is fourteen per cent, that have 75 percent for men and you will 61 percent for women. Twenty-about three per cent of your own Costa Rican society conserved in the a financial place, that have 19 per cent of women preserving during the a financial institution.

More recently, the entire Superintendency out of Economic Entities (SUGEF, Superintendencia General de Entidades Financieras), the newest economic regulator, is promoting gender signs and you can intends to orientate regulations to help you connection the fresh new gender gap.

Brand new Ministry out-of Savings, Community and Trade (MEIC – Ministerio de Economia, Industria y Comercio) ‘s the ruling looks accountable for rules on personal effort, business development and strategy regarding business society into world, commerce and you will properties sectors, as well as brand new SME market. Connected with the latter, the newest MEIC functions in coordination with the banking system for the serbisk jenter for ekteskap design of borrowing from the bank apps geared towards the newest market and creating their use of electronic correspondence features and you may enhance their formalization. Contained in this feel, the new MEIC might have been working with brand new INAMU and also the Federal Understanding Institute (INA, for its acronym from inside the Spanish) regarding build and you can delivery away from a certain system for ladies entrepreneurs: brand new National Program having Businesswomen.

New Main Bank of Costa Rica (Banco Central de Costa Rica, BCCR) accounts for the latest economic and you may rate of exchange policy. The brand new National Council to have Oversight of the Economic climate (CONASSIF) is the regulator and supervisory expert working through the Superintendencies: > SUGEF: to own financial intermediaries (AFI affiliate since the 2013), > SUGEVAL: getting ties, > SUPEN: on the national pension system, and you may > SUGESE: toward insurance markets.

About System of Financial for Creativity (SBD) Act n? 9274, article 8 claims your SBD create structure procedures so you’re able to counteract gender inequalities, having financial support rules and you may non-capital that allow equitable access for females, when it comes to usage of credit, promises and non-financial features and you will organization advancement. Financial entities you to definitely availability SBD information need, amongst their financial support software, policies one to compensate for gender inequalities.

Towards particular applications off INAMU, thanks to FOMUJERES (actually “the fresh funds for females”), a great nonreimbursable fund, cash ladies who present business effort or initiatives to defend ladies legal rights. During the 2021, FOMUJERES gave service so you’re able to 572 systems out of rural women the over the nation, having step 1.8 mil USD. The quantity of this new funds info while the 2014 was USD nine.8 mil to finance more step 3.000 productive plans.

Fundamentally, this new Blended Institute of Public Services (IMAS – Instituto Mixto de Ayuda Public), with their faith FIDEIMAS (practically IMAS?Trust), created into the structure of your Legislation off Attention to Female inside the Impoverishment Conditions, aims at money a lot more and part pledges, using credit that have beneficial interest rates. Brand new faith also offers courses, tech guidance and followup for people or groups you to manage productive tactics.

3.step one Commercial Banking companies

The economic market in the Costa Rica try dominated by the stateowned finance companies that allow to get to rules objectives and are also engaged in structure advancement, economic introduction and you may SME financing. Within the 2008, the country situated the credit Financing getting Development (Fondo de Credito para el Desarrollo) that is used to finance apps during the Program off Financial for Advancement (SBD). Within perspective, personal financial institutions are obliged in order to transfer funds to say-possessed banking institutions involved with SBD.